We are serialising our eBook- 'Help-I've got no dosh!'. Here is an excerpt of the first chapter on finances.
Chapter
1 Finances
Sometimes this is an uncomfortable topic that can generate
a lot of anxiety. If you have debts though, as most people do then its time to
take a deep breath and really look at what you owe especially if any of the following apply to you.
·
Your credit card balances are steadily
increasing but your income is steady or decreasing.
·
You can only afford the minimum repayment on
your cards.
·
You are juggling bills and using credit cards for
essential items such as food or utility bills.
·
You are near the limit on your credit cards.
·
You are working overtime or have a second job
just to pay off your debts.
·
You do not know much you owe and are scared to
find out.
·
You are hiding the extent of your debts from
your partner or loved one.
·
You avoid answering the telephone to creditors and
are worried about bailiffs calling.
·
You constantly worry about money.
·
You have used or are considering using ‘pay day
loans’ just to get by.
Please check out our eBook for more advice. Follow this link. http://www.smashwords.com/books/view/164781